You can insure yourself if you are employed in Germany and are subject to social security contributions. As an employee, you usually have to take out insurance from a public health health insurance carrier. Only when you exceed a certain income threshold do you have the choice between private and statutory health insurance (69300 euro gross per year). Under certain conditions, you can also insure your family free of charge through the family insurance plan. With us you can apply for membership to the statutory health insurance provider, DAK-Gesundheit, quickly and easily online. |
The public health insurance is valid in Germany. In EU and EWR countries costs are paid via the European Health Card. |
You become a member of DAK-Gesundheit, one of the largest health insurance providers in Germany. |
In Germany the contribution for your statutory health insurance coverage is automatically deducted from your gross salary. At DAK-Gesundheit this is 16.3%, and half is paid by you and half by your employer. In addition, there is the public long-term care insurance with a contribution of 3.40% if you have a child and 4.00% if you do not have children. This is paid in half by the employer as well. If you are the main wage earner and you meet the pre-conditions, you can also insure your family free of charge via the family insurance plan. |
Most services at the doctor's, hospital, pharmacy or rehabilitation center are defined by law. However, DAK-Gesundheit also offers you attractive additional benefits. They include, among others:
DAK-Gesundheit optional rates for individual needs
Save money with attractive bonus programs
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Apply for your insurance quickly and easily online by entering some details in our online application. DAK-Gesundheit will then contact you as soon as possible to arrange your membership. The exact scope of benefits can be found in the legal provisions of the German Social Security Code (SGB) and in your contract documents. |
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.