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Studentenversicherung - - Public health insurance for students

Student insurance - Public health insurance for students (DAK-Gesundheit)

Gesetzliche Studentenversicherung

Introduction



Study carefree and be excellently insured all around!

You can insure yourself if you are studying in Germany. As a student, you can insure yourself with statutory health insurance. Up to the age of 30 you can insure yourself at the student rate, from the age of 30 on, however, you can only take out voluntary statutory health insurance at a substantially higher contribution rate. You can apply with us for membership in the statutory health insurance fund, DAK-Gesundheit, quickly and easily online.

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Scope of insurance coverage

Statutory health insurance applies in Germany. In countries of the EU and the EEA, treatment costs are also covered up to the amount that would be incurred in Germany.

Duration of coverage

The duration of coverage at the student rate of the statutory health insurance is at least 1 month and ends when you turn 30. Starting with your 30th birthday, you can only take out voluntary statutory health insurance at a significantly higher contribution rate.

Statutory health insurance for students - All benefits at a glance
Health insurance*
Benefits Statutory health insurance for students
All services provided by law at the doctor's office, hospital, pharmacy or rehabilitation facility Ja
Cost coverage of 90% for travel vaccinations Ja
Free online coaching Ja
€60.00 allowance for professional dental cleaning Ja
Subsidies for alternative healing methods such as acupuncture or osteopathy Ja
Around-the-clock telephone service Ja
Nationwide service centers Ja
24/7 medical hotline Ja
Bonus programs Ja
Deductible per insured event

*For a complete list of benefits please see the insurance terms and conditions.


Our tip: DAK Fit & Travel

Apply directly for the "DAK Fit & Travel" optional plan with your DAK-Gesundheit membership. This provides you with attractive additional benefits such as a subsidy for the gym or international health insurance. Free of charge for everyone up to the age of 39!

find out more


Contributions 2023

The contribution rate for student statutory health insurance is determined according to age in Germany.

With DAK-Gesundheit coverage, it is in combination with statutory long-term care insurance.
This amounts to:

  • Up to 30 years of age: €124.40 for students with children; 129.27 for students with no children.
  • From the age of 30 onwards: €216.15 euros for students with children; €222.94 euros for students with no children.
Do you have any questions?

If you still have questions or need information, call us on the toll-free service number from the German fixed network.
Phone: 0800 9773500
Fax: 0800 9773535

Otherwise, dial:
Phone: + 49 228 97735-0
Fax: + 49 228 97735-35
Email:

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Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.


Studentenversicherung

Type of insurance: statutory health insurance for students



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In brief x

Type of insurance: Public health insurance for students

Insurable persons: students in Germany

Entry age: -

Duration: up to age: 29



Benefits*

  • Statutory health insurance for students
*For a complete list of benefits see the General Terms and Conditions of Insurance (GTI).