Persons residing in the Federal Republic of Germany or Austria. Families; a maximum of two adults up to the age of 65 and children up to the age of 21 are regarded as families, a total of up to 5 persons residing in the Federal Republic of Germany or Austria. For co-insured children travelling alone, insurance cover also exists. |
worldwide |
HanseMerkur Reiseversicherung AG |
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The insurance period is one year from the date of application for any number of holiday and business trips up to 56 days each. The term is automatically extended by one year unless notice is given in writing one month prior to expiry. |
Health insurance | |
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Benefits* | Care Holiday |
out-patient treatment by a doctor | |
inpatient treatment at a hospital, alternative to reimbursement of costs 50,- EUR hospital daily allowance | |
massages, medical packs, inhalations and physiotherapy up to max. 300,- EUR per trip | |
additional cost for medically appropriate return to Germany incl. accompanying person | |
secondary liability in the event of transport disability | |
transport for to the nearest doctor or hospital | |
pain-deadening dental treatment incl. simple fillings and repair of existing dental prosthesis | |
transport in case of death/burial costs abroad | |
Children are insured free of premium from birth until the next premium due date | |
Insurance cover also for pre-existing conditions (exception see § 7(2) a) + b) AVB/Care Holiday) | |
no deductible | |
Salvage costs for accidents up to 5.000 € | |
Treatment by alternative practitioners, chiropractors and osteopaths | |
Accompanying person for inpatient stay of minor children | |
Return travel and childcare costs if underage children have to continue their journey alone |
*For a complete list of benefits please see the insurance terms and conditions.
Premium overview | Care Holiday | |||
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Class I: Single person up to 64 years |
Class II: Single person 65 up to 74 years |
Class III Single person from 75 years |
Families* [max. 5 persons] |
Class I: Single person up to 64 years:EUR 10.90 per year** |
Class II: Single person 65 up to 74 years:EUR 31.00 per year** |
Class III Single person from 75 years:EUR 43.00 per year** |
Families*[max. 5 persons]:EUR 27.00 per year |
*A family is defined as a maximum of 2 adults up to the age of 65 and children up to the age of 20. | |||
**If the contribution class of an insured person changes as a result of the newly reached age, the insurer will reclassify the insured person to the new contribution class at the following premium due date without the need for a separate notification. |
Take out the insurance online: online application. |
Legal note: The information contained in this publication does not constitute the basis of any contract, but rather serves solely as to provide a product overview/description. Only the General Terms and Conditions of Insurance and the policy terms and conditions, upon which your contract is based, are legally binding.
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Please note that the English translation is offered as a service for convenience only. The legally binding version is the German version.